Use of the calculators within this website is free. Whilst every effort has been made to ensure the accuracy of the calculators published within this website, you choose to use them and rely on any results at your own risk. We will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as aresult of using these calculators. Similarly, we will not be requesting a share of any profits you may make as a result of using the calculators.